Money advisor (SINGAPORE FINANCIAL SERVICES)

Loan Against Properties@8.55% P.A.

A friendly loan officer discussing property loan options with a smiling client in a cozy office.

Loan Amount (Minimum & Maximum)

Minimum Loan Amount: ₹5,00,000

Maximum Loan Amount: Up to ₹15 Crore (or 60%–85% of property value)

Final loan amount depends on property valuation, income, and repayment capacity.

Interest RateStarting Rate: From around 8.55% per annum

Maximum Rate: Up to 14% per annum

Interest rate depends on:
Property type and location
Applicant income and profile
Credit score (CIBIL)
Loan tenure

Charges &Processing Fee-One-time charge at the time of loan approval
Usually 0.5% to 2% of loan amount

Prepayment / Foreclosure Charges-Applicable if loan is closed before tenure
Typically 0% to 4% depending on lender

Legal & Valuation Charges- Charges for property verification and valuation

Late Payment Charges- Applied on delayed EMI payments

EMI Bounce Charges-Charged if auto-debit fails

GST-Applicable on all service charges as per norms

Loan Tenure-Minimum Tenure: 5 years

Maximum Tenure: Up to 20 years

Key Benefits

Lower interest rates compared to personal loans
Higher loan amount
Longer repayment tenure
Flexible usage (business or personal needs)
Secured funding option

📞 Contact Now

Need funds against your property?

Money Advisor
📞 Call / WhatsApp: 8707078767

Get expert guidance and the best loan deals today!

Disclaimer-

Money Advisor / Singapore Financial Services is not a bank or NBFC. We only provide financial guidance and assistance related to loan products offered by banks and financial institutions

* We are not a lender

* We are not a direct loan provider

* Loan approval depends on eligibility and bank/NBFC policies

* We do not guarantee loan approval